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RESEARCH

Whether you’re a vendor or a lender, you’ll find your business model, its opportunities, and challenges are within our scope.

Areas of Insights

  • Lending to SMBs; defined as businesses with <US$20M in revenue

  • Lending to commercial clients; defined as businesses with >US$20M

  • Commercial specializations such as hospitality, commercial real estate, and asset-based​
     

  • Non-loan capital sources such as equipment finance and receivables factoring
     

  • The entire loan lifecycle: fielding credit opportunities, onboarding them to the credit ecosystem, underwriting, credit analysis, approval, funding; and post-close servicing and operations
     

  • Credit providers’ front-, mid-, and back-office operations
     

  • All technologies, especially AI, that improve lenders’ scale, speed, throughput, and quality of the borrower experience (BX)
     

  • Best practices for maximizing lenders’ risk-adjusted return on capital
     

  • All antidotes to growth barriers such as the lender shortage

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LET'S TALK

© 2025 by O'Connell Lending Insights

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